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Social Security- Questions and Answers

By Erin Thompson, Public Affairs Specialist in Toledo, OH

Question:

I will rely on Medicare when I retire. Can you explain the different parts of Medicare?

Answer:
The different parts of Medicare cover your specific needs. There are four parts, all of which work in tandem to deliver healthcare services.

  • Part A (hospital insurance): Hospital insurance helps pay for inpatient care in a hospital or skilled nursing facility (following a hospital stay), some home health care, and hospice care.
  • Part B (medical insurance): Medical insurance helps pay for doctorsí services and many other medical services and supplies that hospital insurance doesnít cover.
  • Part C (Medicare Advantage plans): If you have Medicare Parts A and B, you can join a Medicare Advantage plan. Private companies offer Medicare Advantage plans which are approved by Medicare. These plans generally help you pay the medical costs not covered by Medicare Part A and B.
  • Part D (prescription drug coverage): Prescription drug coverage helps pay for medications doctors prescribe for treatment.

 

Question:

I understand you must have limited resources to be eligible for Extra Help with Medicare prescription drug costs. What does this mean?

Answer:

Resources include the value of the things you own. Some examples are real estate (other than your primary residence); bank accounts, including checking, savings, and certificates of deposit; stocks; bonds, including United States Savings Bonds; mutual funds; Individual Retirement Accounts (IRA); and cash you have at home or anywhere else. To learn more about Extra Help, and to apply online, visit www.socialsecurity.gov/prescriptionhelp.

 

Question:
I lost my Medicare card. How can I get replacement?

Answer:
The easiest and newest way to get a replacement Medicare card is by using your my Social Security account. Go to www.socialsecurity.gov/myaccount for more information on how to create an account. You also can get a replacement Medicare card by calling us toll-free at 1-800-772-1213 (TTY 1-800-325-0778). Keep your card in a safe place. You donít want anyone getting hold of your Social Security number. They could steal your identity.

 


 

 

   
   


Copyright © 2018 by [The Sojourner's Truth]. All rights reserved.
Revised: 11/15/18 06:22:30 -0500.


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