Questions and Answers
By Erin Thompson, Public Affairs Specialist in Toledo, OH
I will rely on Medicare
when I retire. Can you explain the different parts of
The different parts of Medicare cover your specific
needs. There are four parts, all of which work in
tandem to deliver healthcare services.
Part A (hospital insurance): Hospital insurance helps
pay for inpatient care in a hospital or skilled nursing
facility (following a hospital stay), some home health
care, and hospice care.
Part B (medical insurance): Medical insurance helps pay
for doctorsí services and many other medical services
and supplies that hospital insurance doesnít cover.
Part C (Medicare Advantage plans): If you have Medicare
Parts A and B, you can join a Medicare Advantage plan.
Private companies offer Medicare Advantage plans which
are approved by Medicare. These plans generally
help you pay the medical costs not covered by Medicare
Part A and B.
Part D (prescription drug coverage): Prescription drug
coverage helps pay for medications doctors prescribe for
I understand you must have limited resources to be eligible
for Extra Help with Medicare prescription drug costs.
What does this mean?
Resources include the value of the things you own. Some
examples are real estate (other than your primary
residence); bank accounts, including checking, savings, and
certificates of deposit; stocks; bonds, including United
States Savings Bonds; mutual funds; Individual Retirement
Accounts (IRA); and cash you have at home or anywhere else.
To learn more about Extra Help, and to apply online,
I lost my Medicare card. How can I get replacement?
The easiest and newest way to get a replacement Medicare
card is by using your my Social Security account. Go
for more information on how to create an account. You also
can get a replacement Medicare card by calling us toll-free
at 1-800-772-1213 (TTY 1-800-325-0778). Keep your card in a
safe place. You donít want anyone getting hold of your
Social Security number. They could steal your identity.