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Quit Crying and Roll up Your Sleeves!

By Lafe Tolliver, Esq
Guest Column

     If you are a person wondering out loud how my proposal (it’s been proposed for many, many years) regarding the local black churches banding together and sharing their financial resources for the good of the community from which they draw their sustenance and membership, below is a snapshot of how that enterprise would or could work:

     First of all, you must understand the underpinnings of this appeal to self and for the benefit of "selves."  The Toledo minority/black community is economically adrift without a rudder or a paddle.  The dollars that we spend with purveyor of goods and services in the "inner" cities do not re-circulate amongst us as consumers.
 


Lafe Tolliver, Esq

     As such, that dollar is not doing double or triple duty by staying within the black community and alas, it is quickly taken out and serves the white purveyors of goods and services including banks, restaurants, clothiers, mortgage companies, pay day loan companies, liquor stores, car dealers, insurance companies and a host of other suppliers whose only goal is to transfer your dollar from your pocket to their pocket.

     Pure and simple. That is the name of the economic game that we as black people are playing with a stacked deck, one eye closed and one hand in a sling! We simply do not "count" when it comes to the power of the dollar working its benefits in and amongst us.

    On any given payday, those earned funds bounce around in our community for a few "minutes" but those dollars land and make a home at white-owned and controlled malls, car dealers, restaurants, clothiers, loan companies, grocery stores, and on line shopping, just to name a few outlets that gladly accept "our" dollars in exchange for their goods and services.

     Since we apparently do not respect ourselves enough to band together and make our dollars do double and triple duty for us, those dollars find ways to leave our communities and go elsewhere, where they are put to hard labor.

    That is the nature of money. It will go where you tell it and do what you tell it to do.

"Money," you say, "go and get me a car!" And that money obeys you and finds a car dealer that will charge you hundreds of dollars a month for X car and you gladly pay it!

    If you say, "Money, go and buy me some groceries!", that money bundle will seek out a local Kroger store or a Meijer's or a corner carryout and it will bring back to you bread, milk, bacon, lotion, aspirin, batteries, baby food, fruit, fried chicken wings and anything else that you want or need.

     Money does not care if its handlers are white, yellow, pink, purple or black. Money listens and obeys. If you have the bucks, you can call the shots!

     Arguably, we as black people have forgotten that vital lesson in this 21st century. If you tell money to go find its sister or brother (sound investments), more money will come to you so that you can have a family of greenbacks doing your bidding, be it funding a political campaign, funding a scholarship, vacationing in Aruba, buying a rental unit to make money or having a re-do of your kitchen.

     The Bible says, "Money answereth all things!" (Ecclesiastes 10:19).

Yet, we as a people are seemingly tone deaf to that message by the way that we spend or do not wisely spend our money.

    The so called, "inner" city is called that because oftentimes, the goods and services that are made available to those "inner" city residents is not as appealing or cost effective or top shelf as the goods and services in the "outer" (where white folks live and shop) cities.

    Tony Brown once said that we as black people have conducted the most effective boycott against ourselves than anyone in the world! That means, we do not intentionally choose to engage with ourselves and for ourselves but rather go elsewhere and spend our dollars and then wonder why we have inner cities that economically resemble war zones after a cluster bombing!

     White folks know the above. Do you see them coming into the "inner" city to spend their monies with our providers of good and services? (Except possibly for clandestine drug trafficking and prostitution).

     Truth be known, there is practically nothing for them to come to the inner city for since what they have accumulated in their outer cities means there is no need for trips to, "Darktown" (also a name of a novel at the public library).

    So, where does that leave us? It means that if we want to (and that is a BIG if...) we can slowly reverse this economic bedevilment by banding together and start making sound economic plans for our inner city communities.

   So, where is the largest storehouse of accumulated wealth in the inner cities? No, it is not the drug houses! It is where Black America goes each week and sometimes during the week and at those times and places, they pay, tithe, offer and donate huge amounts of monies.

Answer: The Black Church! The Black Church in Toledo is the collective and local but temporary depository or bank of hundreds of thousands of dollars per WEEK.

     I say temporary because as you know, when those dollars are deposited at the glad and smiling white banks, those funds stop working for the very black people who initially deposited those funds at their respective place of worship.

    God does not keep or get those funds except for minor head nods to missionary causes or feed your neighbor programs.

    No, the overwhelming bulk of those collected funds go to white institutions for their benefit since those funds allow those white banks to lend out those "black" dollars to others and they in turn, the white banks, make a nice profit off of black folks giving at their black church!  What a racket! Somebody buy me a bank...quick!

   So, what is the answer you say? Give to self for self. Simple. Each week, have your church, along with other churches, give 10 percent of their weekly take into a common fund.  That common fund would be headed by an elected board of directors who will be bonded and who would have expertise in investing those funds in your community or in money making projects that would fund what the inner city residents would decide is important.

    Each church would "tithe" their weekly take to this fund. The mechanics to set this up is child's play. What is missing is the concerted will to do it.

    This is a very simple concept. Oh, so simple but yet, the overwhelming majority of black pastors are totally clueless on this age old concept of collective economics. The Koreans do it. The Asians do it. The Mexicans do it. The Dominicans do it. The Jamaicans do it.

     But, black Toledoans sit on the sideline and wonder why everyone is leapfrogging over them in economic advancement.

    There is no wonder and awe to this concept. Books by the dozens have been written about this age old concept but somehow, in Toledo, black people and black pastors are in a fog as to how to get, "that donkey to plow this field!"

The longer we wait, the more dollars will go to the outer cities and the inner cities will be famished and we sit and wonder why we can't make our own bread and draw out our own water!  Shame on us!

Contact Lafe Tolliver at lafe5x@gmail.com

 

   
   


Copyright © 2017 by [The Sojourner's Truth]. All rights reserved.
Revised: 08/16/18 14:12:38 -0700.


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